A major concern for many people is that their home may be used to fund Care costs in later life. This may happen if you have just made a simple mirror Will. On first death, your home will default to the survivor. If the survivor then goes into Care and no other assets are available to fund Care costs, the Local Authority will means-test 100% of the property value and may request sale of the property. A Protective Property Trust (PPT) can help you protect your share of the home and ensure that it is passed on to the people you care about.
The cost of a PPT is £785 but can be reduced by up to 50% if taken with one of our Estate Protection packages.