Secure your home with a Protective Property Trust

A Protective Property Trust can help you protect your share of the home and ensure that it is passed on to the people you care about.

What's going on

A major concern for many people is that their home may be used to fund care costs in later life. This may happen if you have just made a simple mirror Will.

Most people own their property jointly as Beneficial Joint Tenants, meaning that the house will typically be passed on to their spouse after the first death, and to their children or chosen beneficiaries after the second death.

Considering that over 60% of British seniors do not have a written Will, most of the remaining 40% have a mirror Will, which is not enough to protect their homes if one spouse passes away and the other goes into care or re-marries.

The proof for this are the 40,000 homes that are being sold by the Local Authorities every year to cover care fees.

Protective Property Trust (PPT) has to be created whilst both partners are alive, to ensure that Mr and Mrs will own 50% of the property each, known as ‘Tenants in Common’. This is will stop the property from ever going to unwanted beneficiaries.

Without PPT

With PPT

How does it work?

Yes. If the surviving partner remarries, the deceased’s part of the Will cannot be changed, thereby protecting the beneficiaries’ inheritance by preventing the deceased’s share passing to a new family, which is known as sideways disinheritance. 

A PPT is also very useful for couples who have children from different partners. It will ensure each partner’s share passes to their child or named beneficiary whilst the surviving partner has the legal right to remain in the property for the rest of their life.

Why should you trust us?

Quality Service

More than 63% of our existing clients come back to us for further advice and support.

Longevity & Reliability

Over 120,000 seniors across England & Wales have benefited from our Wills and Legal Services.

Charity Support

During the last 5 years, we have donated more than £2 Million to our Charity Partners (see below).

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It doesn't cost you a penny to contact us and learn more about our trust services. By simply contacting us, you are one step closer to securing your property and assets.